|
Benefit |
Current Level |
Effective 1/1/09 |
|
Basic Medical Program (UHC) |
|
|
|
Basic Medical reimbursement of non-network hospital expenses |
$1,000 |
Reimbursement decreases to $500
|
|
Basic Medical annual deductible |
$349 enrollee; $349 spouse or partner; $349 all dependent children combined |
$363 enrollee; $363 spouse or partner; $363 all dependent children combined |
|
Basic Medical coinsurance out-of-pocket maximum |
$1,676 per enrollee and covered dependents combined |
$1000 enrollee; $1000 spouse or partner; $1000 all dependent children combined |
|
Complementary & Alternative Medicine (CAM) Program |
Discount network of acupuncturists, massage therapists, & nutritionists |
CAM no longer available |
|
MHSA Program |
|
|
|
Basic Medical reimbursement of non-network mental health hospital expenses |
$1000 |
Reimbursement decreases to $500
|
|
Non-network mental health annual deductible |
$349 enrollee; $349 spouse or partner; $349 all dependent children combined |
$363 enrollee; $363 spouse or partner; $363 all dependent children combined |
|
Non-network mental health coinsurance out-of-pocket maximum |
$1,676 per enrollee and covered dependents combined |
$1000 enrollee; $1000 spouse or partner; $1000 all dependent children combined |
|
Rx Drug Program |
|
|
|
Formulary (or Preferred Drug List) Flexibility |
1) Only generic drugs placed on Tier 1 (lowest copay option) 2) Formulary includes all drugs regulated as prescription drugs by the FDA (except drugs that are not considered medically necessary)
|
1) In addition to generic drugs, brand name drugs may be placed on Tier 1 (lowest copay option) 2) In certain therapeutic categories, where there are two or more clinically sound and therapeutically equivalent Tier 1 options, there may be no Tier 2 preferred brand name option. 3) A drug that has no clinical advantage over other generic and therapeutic alternatives may be excluded (not covered) |